Real estate appraisal services for homeowners in the city of Knoxville and Knox CountyHere are the top seven reasons Tennessee homeowners call on Sims Appraisal Company :
At Sims Appraisal Company , we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Sims Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Sims Appraisal Company is your strongest weapon.PMI Removal AppraisalsA preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Sims Appraisal Company , we're qualified in helping consumers just like you do away with unneeded PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be annoying from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Sims Appraisal Company can help you reinstate your home equity line of credit with an expert appraisal.We Also Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? Sims Appraisal Company offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion. |
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